Sunday 25 July 2010

關於金融業

飯局上,C先生問,「所以你以前是讀金融的?」
來不及要撇清,我猛搖頭,「不是不是不是不是不是!!!!!我是學經濟的。」
他覺得很好笑,竟然有人不學賺錢的,要去學理論。
整個飯局,大家都在談論股市匯市期市金市……
我只好放空,完全不懂他們在講什麽。
其實學什麽和做什麽事是沒有必然聯繫的。
也有學文科也從事金融業的吧?
但什麽樣的人會文科畢業之後去投身金融業?
瘋了嗎?

我一定是沒有這資格去向高級的金融業靠攏的。
天生資質有限。
要我三日三夜連續不睡,想必是要躁鬱症發作的。
到時候要是發生什麽辦公室命案就恐怖了。
(當然是我暴斃在電腦前,5天沒有人發現……之類的。)

況且我也無甚大志,只想趿個拖鞋悠閒地過日子。
窮一點好了,要是真的註定不該有的話,也勿要去強求啦。
S媽媽昨天說,我寧願一天賺1萬也不要一夜暴富賺個2000萬。
心理承受不了之外,天都對你特別照顧,早點召你回去見他。

像我這樣開心點低的人,雖說窮是窮了點,但日日都沒有什麽壓力,過得蠻愜意的。
於是一件20塊的超人tee,足足讓我高興了幾個小時。
求的少一點,得到一丁點的額外,就感覺特別滿足了。
都是心態的問題而已。

credit: jay jays

11 comments:

RandomCoil said...

Economics is so much cooler than finance!!!

c.r said...

thanks, not as cool as engineering though! :D

RandomCoil said...

LoL.

They are cool in different ways :)

c.r said...

that's exactly why other ppl think finance IS cool. XDDDDDDDDDDDDDDDDD

g said...

um..i think many industries in hk also hv long working hrs..and require no less efforts..but cannot earn that much as the financial/property industry. honesty i think they could not complain...but health is so important..one would only treasure it when it is lost. i would not trade health/skin or "looking 10 yrs older" with money...but somehow long working hrs is the pervasive work ethos here in hk...when we enjoy convenient shopping/service at odd hours all year round, we are also exploiting ppl in other industries...

g said...

i wish i had taken economics though..quite puzzled when coming across fiscal/monetary policies/how interest rate affects this or that as i read the fianancial news..i guess economics is fundamental to give us a proper framework to think/predict interrelations of different factors, and to be immune from some of the market "noises"..at least help me to choose stocks correctly (ha!)

c.r said...

honestly, all theories fail... we put way too many assumptions when doing analysis. XDDD

and predicting correlations sounds quite easy but requires a good model with the modeler having very comprehensive understanding of the market. though noises can be picked up by the model for sure, but you won't tell how much of them are explained by the factors that you threw in the model or which one of them. (sorry started talking about nonsense here...)

g said...

i know. :)

what i really mean is that economics, to some extent, let us know the mega trend.. u dunno how frustrated it is when u come across lots of fiscal/banking terms and u think u partly understand their meanings/significance when u don't

c.r said...

even though i've done finance and financial economics and macroeconomics etc, i'm still all at sea when i come across those jargons.

i'd just ask my best friend - google. s/he never fails helping me.

and i hate it when ppl don't explain to you what these jargons mean, esp. so when they start throwing big words around. the best articles or speeches are always in plain english.

if i want to see those big words, i'd read my american economic review journals, not those. XDDD

JLS said...

Economics is good....yet now they are recognizing that pure theories don't explain everything, and they bring in psychology (behaviour) and even neuro-stuff.

I am done with it and I think having it gives me the ability to further learn from other areas, even in everyday life.

cr said...

they "pretend" to "borrow" ideas from psychology and created something called "behavioural econoimcs". but it all comes down to game theory... to me, it's just another way of proving theorems and stuff. (rolling eyes)